Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Etta Weekley

Diagnosis Drop Down box not working properly and no blank Claim form available to print out and use for faxing

Site Diagnosis Drop Down box was not working yesterday and there was not a blank Claim's form to print out so I could fill out and Fax claim to you. Please add Claim form to your site in case this occurs again. Very frustrating and time consuming as filling out the extra box below Diagnosis also did not allow me to move to next page either. Thank you. Will be attempting to add several more claims today hopefully for 2023 - 2024 period of my policy.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Mary Anne Mason

Ease of claim submission process

Ease of claim submission process
Read more on Trustpilot
5

out of 5

POSTED: | BY: Freddy Seltzer

worked great

worked great easy to process fast payment
Read more on Trustpilot
5

out of 5

POSTED: | BY: A.Lau

My dog had an emergency

My dog had an emergency, and the total bill was close to $ 7,000. Embrace covered 80% of my claim in a timely manner, and I received the money the next day. I have 2 dogs and have been with embrace for 6 years, I am so glad that I chose embrace.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Laura Engels

Easy Peasy to file a claim

Easy Peasy to file a claim, just scan and go!
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review