Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,906

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eric A Hanson

Fantastic choice for pet insurance

My brother suggested that we get pet insurance for our dogs. I was skeptical at first but then he recommended Embrace, and we started a policy. Next to having our dog's neutered, this is the best step we have taken as dog parents. The customer service is amazing and the speed of which claims are settled is remarkable. Conor and Zdeno highly recommend Embrace, as do my wife and me.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Samantha Melton

Very easy to do online.

Very easy to do online.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Teresa Cuyler-Mitchell

The ease of submitting claims..

I appreciate the ease of submitting claims online. The process is very simple to understand and the efficiency of the website makes it very user friendly.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Willem Van Schalkwyk

The whole process is fast and easy!

The whole process is fast and easy!!! My claims approved within 48 hours and refunds within about 10 days!!! (Mostly sooner)
Read more on Trustpilot
5

out of 5

POSTED: | BY: J Pady

Second review. 2 years and still recommend highly!

Second review. 5 stars two years ago, and still working like a charm. One of our 2 cats is a "lemon", but we love her and Embrace is helping us take care of her. Recommend highly. Thank you Embrace!
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review