Embrace | Pet Insurance Review

Seven years of being a customer with four dogs at one point. I only have two on the policy now, but since they were born. Out of the blue this year for no cause (and I have not used hardly any of the benefit in 7 years) Embrace raised my rate $116 a month, bringing my total to $3880 a year... Ridiculous! They can't explain why, just says it is that now. They've got you by the shorts at 7 years into a policy, given the average life expectancy of a dog. It's nearly impossible to find a more affordable insurance provider on a dog at this point in their life cycle. There are sure to be "pre-existing" conditions if trying for a new policy, which will jack up your rates. Everything was good with Embrace until this point, but when they know they have you and you are most vulnerable, they grossly increase your rates. This is a terrible business practice and a kick in the teeth, so if you're shopping for pet insurance, be warned!

I had a great experience… I’m sorry I forgot her name but thaw handled my questions swiftly and respectfully.

Just filed a claim which was so easy and fast. We are so glad we signed our pets up with Embrace pet insurance. They have so far paid our claims in a timely manner. Having Embrace has given us peace of mind knowing our fur babies are covered in the event of an accident or illness.

Embrace has been extremely responsive with every claim submission, easy to use, covered everything I expected, and refunds have been extremely prompt. I’m very thankful for the ease of use during a stressful and expensive time.

I have had a few claims in the last year for a couple of pets and so far all claims have gone through smoothly and Embrace has covered what they said they would cover! I have gotten reimbursements fast! So happy with this pet insurance! Unfortunately, I just had to submit another claim today, but I am confident that all will go well. Thank you Embrace