Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,744

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wade

Submission of claim are simple and…

Submission of claim are simple and Embrace has been very responsive in all claims we have submitted for both of our Golden Retrievers. We could not be more pleased with Embrace Insurance.
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1

out of 5

POSTED: | BY: STEPHANIE ENOCH

I would like for you to cancel my…

I would like for you to cancel my policy as soon as possible.
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5

out of 5

POSTED: | BY: Erin W

A Wonderful Experience!!!

My only other experience with Pet Insurance was with a competitor with our previous dog that my company makes available. It was a very good experience, but when we got our new puppy and reached out to our vet, she said their office has had a lot of positive feedback about Embrace Insurance which we had never heard of. I researched online and decided to give it a try, and it has been fabulous since day 1. It is easy to submit claims, and when I have had questions to clarify further, everyone has been so supportive and patient with explaining how everything works when processing claims. I was hesitant to try Embrace at first, but so far it has been the best decision we have made for our new puppy.
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5

out of 5

POSTED: | BY: Juliet C.

Clear and fair experience with Embrace

Clear and fair experience with Embrace, staff is very informative and always attentive.
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5

out of 5

POSTED: | BY: Marcie

Great service and a reasoned easy to…

Great service and a reasoned easy to understand explanation that was tailored to me.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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