5
out of 5
POSTED: | BY: Anthony Mcclain
The fast review and processing of claim
The fast review and processing of claim
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lina
Submitting a claim is so easy
Submitting a claim is so easy! With the new year starting really rough for us, it's super comforting to know we can keep up with my pups bills. Thank you!!!!
4
out of 5
POSTED: | BY: Lily’s mom
Really good customer service
Really good customer service. Never had to file claim so can’t address that
1
out of 5
POSTED: | BY: YG
Doesn't allow current diagnosis to be type in
Whenever I type in the current diagnosis, I'm given the previous diagnosis to choose from. Your system doesn't accept the current diagnosis, insisting no diagnosis was provided.
5
out of 5
POSTED: | BY: Barbara Whitmore Bledsoe
Caring company
Embrace Pet Insurance company really cares about us and our pets. They even back dated end of policy to the date my pet died. My message to them on that day got lost or they just didn’t get it’s
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.