5
out of 5
POSTED: | BY: Anthony Joyce
Great Program and we enjoy using it.
Great Program and we enjoy using it.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: bill rouse
My wife and I and our doggie
My wife and I and our doggie, BEHR, love this place and everyone that works there.
Embrace is THE BESTEST!!!!!!!!!!!!!!!!!!!!
5
out of 5
POSTED: | BY: Charles Toy
Ease of use to file a claim
Ease of use to file a claim. This is the first caim I've submitted.
5
out of 5
POSTED: | BY: Michele Johnston
Brookville Vet Claim 03-20-2025
Embrace is always quick to reimburse our claims in a timely manner. Very. happy with their service.
5
out of 5
POSTED: | BY: Jennifer Belanger
Embrace Pet insurance is always on…
Embrace Pet insurance is always on point! The website is always so user friendly and it is easy to submit claims! So glad I went with Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.