Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mei Qin

Excellent Pet Insurance Services

My dog, Rocky, had a gum mass that was completely removed through surgery. Unfortunately, five days after the procedure, both ears became swollen and red. The doctor diagnosed an ear infection and an allergic reaction, which were treated with local and oral medication, along with an immuno injection. The total service fee was about $1,500. The reimbursement process was easy to follow and was processed quickly. We highly recommend the company for their excellent services.
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3

out of 5

POSTED: | BY: Nate Brogin

This claim was honored; others were not, contrary to correct medical findings and review

This claim was honored; others were not, contrary to correct medical findings and review
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5

out of 5

POSTED: | BY: Bonelle Robbins

Readiness aand on time

Readiness aand on time
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1

out of 5

POSTED: | BY: Brady Garver

They do not cover anything

They do not cover anything, and they will raise your prices up every year, and not notify before they do so.
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5

out of 5

POSTED: | BY: Marie

So far so good

So far so good. Prompt attention
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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