5
out of 5
POSTED: | BY: Andrew Winnick
Excellent Service
Excellent Service - relatively easy web site to submit claims
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4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: adeletcook
Love this place
Love this place! Super easy to speak with an actual person! Answered all my questions and was super kind!
5
out of 5
POSTED: | BY: Sherri Stephen
Always extremely kind
Always extremely kind, professional and supportive.
5
out of 5
POSTED: | BY: Maureen Ayers
Gary was a gret sales man
Gary was very pleasant and knowledgeable. He explained things in a way I could understand.
5
out of 5
POSTED: | BY: J Haskett
The best of the best pet insurance
The best of the best pet insurance. Every year, I am so grateful that I purchased pet insurance for our animals. Our German shepherd was recently diagnosed with urinary incontinence. Since the summer of 2021, we started pet insurance. I consider our pet insurance as one of the best decisions I’ve ever made! Embrace is the BEST!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.