5
out of 5
POSTED: | BY: Nancy Kern
Easy to use
Easy to use
Great explanations of plan
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Virginia Cooke
Great service
Great service! Approved my claims in a very timely matter.
5
out of 5
POSTED: | BY: Renee Gentry
The best thing that I did when I adopted!
The best thing that I did when I adopted my little Mini-poodle, Ginger was to get pet insurance for her. Being only 5 months old, I do believe she was younger though, it supplied me with the confidence that her being covered would give me some financial relief when some medical problems came up !
5
out of 5
POSTED: | BY: KT
New Fur-baby
Just joined for my new puppy I will be adopting within the next 1.5 weeks. The agent was very patient and helped me tailor the policy to my exact needs.
1
out of 5
POSTED: | BY: DogMom Six
Embrace is not what it used to be!
I have had Embrace insurance for about a decade. We experienced a life threatening situation in our lives and Embrace was completely inflexible in accepting claims.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.