5
out of 5
POSTED: | BY: Mary
Embrace follows through
I am the most skeptical of people, but EMBRACE did what they said they would do in a courteous and polite way.
4.9
out of 5
Number of reviews 19,925
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Brian
Embrace
I cannot thank you enough for the quick response to my claim as well as getting reimbursed!!!! You company is great and we are very luck that we have Embrace for our insurance.
5
out of 5
POSTED: | BY: Amanda
Excellent Service
Embrace was so helpful when my dog Bruiser needed an MRI and possible surgery on his spine. Every representative I spoke to was compassionate and extremely knowledgeable. I truly appreciate their stellar customer service, and genuine concern for my dog. Embrace covered most of my expenses, which I wouldn't have been able to afford on my own. I'd recommend Embrace to all loving pet owners.
5
out of 5
POSTED: | BY: Lucia
EMBRACE IS THE BEST
I had another insurance carrier with my other dog and was very disappointed. I got Charley and my vet recommmended Embrace so I gave them a try. I had to file a claim for Charley and the people who work for Embrace have been so kind and helpful and have kept me updated on everything.
I couldn't imagine having another insurance carrier.
Embrace to me IS THE BEST AND WAY TO GO
5
out of 5
POSTED: | BY: Linda
Wish I had signed up the day I brought pup home
I have an active Lab pup who, at least for now, has no reliable "pause" or "stop" button. As a result, he frequently gets scrapes and scratches, some of which result in infections. My claims to Embrace are handled quickly and accurately -- their customer service is top notch! Just wish I had been savvy enough to insure him the day I brought him home, instead of waiting. Before I signed up, he developed a skin condition, which required intensive treatment and which then was categorized as pre-existing. I'm happy to refer all my friends to Embrace. I think they're doing a super job, and I'm glad I signed on!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.