5
out of 5
POSTED: | BY: Michelle
Excellent Pet Insurance
We have used both the illness policy and the wellcare policy. On every occasion, the service is prompt, the reimbursement hassle-free.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tony
Embrace should be Embraced by all.
All I can say is you guys/gals rock,this is a wonderful insurance company for PETS.Please keep uo the good work.
5
out of 5
POSTED: | BY: Jeff
Very Responsive
I was very fortunate in having taken out insurance on my pets, including my Maine Coon cat Delilah only a couple of months before learning she has stomatitis. This is a fairly rare disease where the immune system attacks the roots of the teeth in cats & although my young kitty is otherwise healthy, she had to have all but 5 of her her teeth extracted. Embrace covered this, as well as dental cleanings for both my Aussies & I'm very happy with the results of this. If only HMO's were run like this!!
5
out of 5
POSTED: | BY: Angela
The Best Pet Insurance!
I love Embrace pet insurance because after reviewing and comparing it is by far the best one out there. I love the wellness program because I have a puppy and they cover up to $400 for shots and spaying.
5
out of 5
POSTED: | BY: Bonnie
I recommend Embrace pet insurance
I have never had health insurance for my dog before. I compared every insurance company out there and their policy options as well as prices for pet insurance policies. I chose to go with Embrace because I they had the most reasonable prices and I liked that they offered various options with the wellness program. I recently submitted a claim and I am very satisfied with the prompt and courteous customer service. I have had animals get sick before and I did not have health insurance for them and medical bills were astronomical. Knowing that I could not afford medical bills if my dog got sick or injured I knew I needed to get health insurance for him. The low monthly premium is well worth the money and the peace of mind that I have insurance in case my dog is sick or injured. I will and have recommended Embrace to other people as well as my veterinarian and his clients.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.