Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: DJW

What Disappointment

Once a good provider -- Not anymore. Any review I may have written endorsing them is now take back. When I appeal the claim they do not even evaluate the proper leg (in writing) and completely ignore my doctors note on the bone spurs on top of hip dysplasia (covered by the policy). My little fella was covered from day one and now they are denying claims. I will submit to my state for Appeal. I ask how can the Chief Underwriter on behalf of RLI Corporation assess the wrong hips and put that in writing as her basis. YOU DECIDE -- do you want to take this chance with Embrace?
5

out of 5

POSTED: | BY: Kathy

Great Company

Before I decided to get pet insurance, I did side by side comparisons of the major companies. Embrace definitely came out on top with nothing hidden. One of my dogs has three claims. All have been evaluated quickly and fairly, no hassle whatsoever. Luckily the other dog has had NO claims, but I will happily pay the premiums for the peace of mind. I have been very pleased with every aspect of Embrace and highly recommend it to family and friends.
5

out of 5

POSTED: | BY: Malyneath

Satisfied!

I have been reluctant to purchase insurance for my lil Pomimo, only because I was so unsure about the companies I've read about. I almost went with another company but after reading how fast and easy Embrace processes their claims. In addition to that I love the Wellness Benefit package it's a must have for only less than 13/month. I decided to give them a shot and less than 10 days my claim and been processed and I am reimbursed for $200.00. Nahla and I Thanks you Embrace!
5

out of 5

POSTED: | BY: Phyllis

Great service

Embrace has been awesome at quickly processing my claims and getting my refund check to me without delay. Thank you.
5

out of 5

POSTED: | BY: Mary

AWESOME PET INSURANCEE

With our first 2 dogs we didn't have pet insurance so after thousands of $$$ spent combating cancer for both dogs I decided we had to have insurance for our 3rd dog. We haven't used the medical insurance yet, but the wellness insurance is wonderful with great reimbursement.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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