Embrace | Pet Insurance Review

Every time my vet turns in another claim on my wild woman female 5 year old sweet but crazy hunting dog, I am so afraid that Embrace will cancel me! But they never do. She seems to be accident prone as she is into everything and comes out with skin tears and punctures and cactus spines (and yes even a skunk) and since every thing she comes across goes into her stomach, something concerning that will undoubtedly come up! Embrace has covered all of these things - I am very pleased. It is comforting to know that we are covered should anything serious (very expensive) happen.

My dog had very expensive orthopedic surgery, and Embrace met its commitments with amazing efficiency and fairness. You cannot do better than this. They rock.

Embrace provides very comprehensive coverage,and we have never had an issue with a claim. Recently Griffin, one of our Great Danes, bloated. Our Vet commented on the generous fraction of the costs that Embrace covered. Yesterday, I got an email from Christine. She had noted the seriousness of the injury and wrote to inquire how Griffin was doing. This was an extremely kind gesture. We alway get progress emails from Embrace when a claim has been submitted and the settlements are prompt. If some of the documentation is missing in the claim submission, they will contact the vet, making the claim process relatively painless for the pet owner. We have renewed our coverage several times and will continue to do so.

Last summer our dog Penny's face swelled terribly, and her breathing became labored from a possible bee sting. A trip to an ER Vet fixed her up, and Embrace quickly applied the bill to her deductible.Late in the year Penny could not keep her food down for several days. Her vet was able to resolve the issue after a two day stay. About this same time Penny began having bladder issues. This was resolved as well. Embrace came through and quickly sent a check covering the bilss upon submission of our claims. We are very impressed with Embrace and the personalized service we received.

Embrace Insurance is comprehensive, responsive and user friendly. Sager is a high valued service dog as well as a well known member of the island of Kauai. He sustained an injury during a play date with our pastor's airdale. Sager would yelp whenever he made certain movements with his neck area. A veterinarian's exam revealed tenderness in the soft tissue of the left side of his neck. During the months that followed Sager required pain and anti-inflammatory medications as well as acupuncture and laser therapy weekly. When his progress was slow we traveled with him to another island for a CAT scan and examination with a specialist.All the while Embrace workers kept pace with monitoring his care and communicating with us via email and EOBs'. The Embrace staff was both competent and friendly.