5
out of 5
POSTED: | BY: Cheryl
Great Reimbursements!
Not only was my claim handled quickly...my reimbursements are always more than I expect!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Evelyn
Excellent coverage for the unknown
My yorkie has been having seizures that no one can figure out what the reason for them is . They are very infrequentand all the tests come back that he is a very healthy guy. We now think that he drank some of his dads tea and this may be the reason for one seizure. We think another one of them was from his scooping up a piece of apple pie that had fallen on the floor before we could stop him. Tea and apples with cinnamon do not like yorkies. They become very lithargic and shaky. Embrace has always been prompt with their response and keeps me updated with the claims status. It is a very good insurance to have for the sicknesses you can see and those you can not.
5
out of 5
POSTED: | BY: Lulu
Best insurance ever...
This company is great I got my schnauzer cover on a Monday and by Wednesday the vet was recommending the flea and heartworm treatment, I call the company and asked if they would cover the expense of the treatment they said yes...I am very happy because my little Miss Daisy is protected..Thank you Embrace...
5
out of 5
POSTED: | BY: Alan
Embrace Pet insurance has been very worthwhile
We have been with Embrace for, I believe, 4 years. Whenever we have had questions, they have been carefully answered. Whenever Embrace has had administrative issues, they have been explained and improved upon. If there were claim issues such as an overly long response time, the have been explained and addressed. Embrace is very committed to customer service (pets and people). We have visited the office and are always welcomed by the staff and their pets.
5
out of 5
POSTED: | BY: Sarah
Heartbreaking Injury- Greatful for Embrace
My 6 year old lab suffered an FCE-- in short, its a blood clot in the spine which causes paralysis- hoping and praying its temporary as the doctors say- but it has been devastating to see my baby not be able to walk or use the bathroom on his own. What also could have been devastating- is the Vet bills. The accident happened on a Sunday so he went from the Emergency Animal Hospital, to the neurology floor of Penn Veterinary Hospital, check-ups back with home vet when he was discharged, and now weeks ahead of physical therapy.
I got Bauer pet insurance after a prior surgery a few years ago and am so relieved I did. Embrace processed the claim quickly and each person I spoke with on the phone expressed genuine concern for Bauer and his recovery!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.