Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Fast; claim filed before I left the Vet's office

Claim filed before I left the Vet's office. Professional contact within 24hrs. No surprises and deposits made directly to my checking account. Awesome and will continue to keep my pet insurance policy for my pair of Pembroke Welsh Corgis. Thank you Embrace
5

out of 5

POSTED: | BY: Susan

Customer service dedicated, worth the money.

So happy that I found this insurance. The people that have worked with me since I enrolled have been nothing but amazing! Responded to my emails within 24 hours or less, validated my frustrations, and did everything they could to help me. If nothing else I feel better knowing that I have them looking out for my dog. Even though my claim was to early to get money back, my customer service rep got me 50+ dollars back almost immediately because of my wellness rewards. Enough said :)
5

out of 5

POSTED: | BY: Jan

Embrace is the best pet insurance

Embrace has handled every claim that I've had with no problems. You can customize your plan to make your premiums higher or lower depending on what you choose and you can choose any vet that you want. I highly recommend Embrace.
1

out of 5

POSTED: | BY: LAVON

DEDUCTIBLE TOO HIGH!!!

TOOK TOO LONG TO RESPOND TO MY CLAIM
4

out of 5

POSTED: | BY: Debbie

Timely reimbersments

I have been with Embrace for a year and a half and so far have been pleased.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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