Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daniel

You guys are amazing.

We're so consistently pleased with our choice in Embrace. We tell everyone who will listen to us about your services and how spectacular both your approach to this process is, but most importantly how amazing your staff is. We're getting married this year and being out 3k for this procedure would have seriously hampered our ability to move forward with that but we always would have paid it to keep our precious boy with us. At the end of the day though that's one of the greatest things about Embrace - it makes doing the right thing for our pets the easy decision. Thank you so much.
5

out of 5

POSTED: | BY: Pat

Pleased with my service with Embrace.

Check was sent out like they said. This is our fourth year having Embrace.
5

out of 5

POSTED: | BY: Melissa

Solid Insurance Plan

We have had great experiences using EMBRACE, with multiple claims for our Yorkie. They are always easy to work with. They communicate with us and always keep us updated on where our claim is at.
5

out of 5

POSTED: | BY: Bruce

Unfair....

It's unfair that my dogs have better health insurance than I have. I wish Tufts Health Plan paid claims as quick and effortlessly as Embrace. So far we've been very impressed with your efficient service and follow up.
5

out of 5

POSTED: | BY: Beth

Compassionate and Caring

We have had Embrace ever since adopting our wonderful Boxer rescue and it has been nothing but a very positive experience so far. Each interaction I have had with Embrace associates has demonstrated their care and compassion for pet mommies and daddies and their pet kids. The communications I have received from Embrace have been excellent and they process claims quickly and efficiently. Purchasing Embrace has been a lifesaver and I would recommend this company to anyone.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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