Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Caroline

Very relieved to have Embrace insurance.

I recently had to take my one year old dog to a pet hospital due to illness and the bill was over $1700 for an overnight stay, tests, meds and doctor fees. Embrace reviewed the claim and emailed me to inform me that they were going to reimburse 80% of the bill within a week of the claim submission. I am very happy and relieved to know that we don't have to carry the burden of wondering if we can afford to get the best care for our dog!
5

out of 5

POSTED: | BY: Cheryl

Outstanding Prompt Claim Service!!

I just took out the pet insurance last Thursday and took my Yorkie to the vet the next day to get spayed and her dental done. I faxed the claim yesterday and Alli from claims has emailed me today to say that my check was on its way. I also have another Yorkie with another insurance company and they weren't nearly as efficient as this company.
5

out of 5

POSTED: | BY: Ryan

Great!

Choose Embrace based on several recommendations from other people. I have owned several dogs but this was the first time I purchased pet insurance and thank goodness I did. My puppy had to spend a week in the ICU resulting in a substantial bill. Embrace helped me with submitting the claims and processed the payment super fast. Could not be happier!
5

out of 5

POSTED: | BY: Linda

Best pet investment ever

You can train your dog, you can get your dog the best food and toys ever, you can love your dog. All of these things can be done after you forget to do them for a while and after all the other bills are paid. You can't forget to get health and wellness insurance for you dog. A day late is a day where you need to decide if the pet lives or dies. Embrace is simply phenomenal and I will be with them as long as I have a furry family member.
5

out of 5

POSTED: | BY: Amy

Wow

I don't believe I've had an insurance company (for humans, or pets) follow up to make sure I received a payment. Wonderful service so far. This is a new policy and I'm already impressed. I work for an insurance company and we are actually able to write pet insurance for this company (I wrote the policy for our dog). You better believe I'll be talking with customers about this.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review