Embrace | Pet Insurance Review

We enrolled our beagle, Jed, in Embrace about 2 years ago after he had already had some minor health issues and we realized that we simply could not afford to pay for any major issues that might arise over time. At the time we debated whether or not the premiums were cost effective.There is no more debate any longer! Jed recently became very sick and required gall bladder surgery. The decision to go ahead with live-saving care rested on the hope that Embrace would actually cover 80% of the cost after the $1000 deductible was met as advertised in the plan we chose. Over the course of 8 days we spent over $8,000 in veterinary care. Embrace reimbursed almost $6,000. Our vet told us afterward that most dogs he has seen who were as sick as Jed usually die. Jed was lethargic, jaundiced, and unable to keep down food or water prior to his surgery. Post surgery care required another 5 days in the pet hospital before he was ready to come home. Three weeks later, Jed is back to his usual happy, energetic beagle self. Embrace pet insurance was the best decision we made.

I have two yorkies who visit the vet routinely. Not just to be treated for sickness but to receive wellness visits to stay healthy. The visits cost me $200. and I receive the $200.00 back from Embrace just for health checkups and vaccinations! cant beat those numbers and the little guys are happier and healthier. Sandra Budde and Lilli Horvath N Ft Myers Florida

I have had Embrace since my BMD was a puppy and have always been pleased with the service. My now four year old is susceptible to mast cell tumors so has to have medical attention whenever an odd bump arises that changes over time. Embrace has never questioned charges for bumps that turn out to be benign and always processes all claims promptly. I have to mention that the claims processors are all the nicest people and that I have even personally heard from the CEO, Laura Bennett. Embrace is an awesome company.

after my little one broke her leg the cost was very high I had enough benefit in return to make me happy

As has been the case throughout our nearly three-year relationship with Embrace, they've come through again with seamless, efficient, and friendly service when processing a claim. They also automatically applied a new credit to our premium for which I didn't realize we even qualified!