Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

best decision I made regarding my pets health

When I first adopted my first dog, like any new parent, I did a ton of research and invested in a lot of books and tools. The single beat thing I did, aside from getting my baby, was select Embrace to provide accident and wellness insurance for my baby. They have been amazing and suprisingly honest. I think my babys coverage is better than my own. I now have 2 dogs proudly insured by Embrace
5

out of 5

POSTED: | BY: Julie

Great Customer Service

I am very pleased with the support that customer service provides. All of my questions are always answered and information that is given is accurate.
5

out of 5

POSTED: | BY: Karen

Great service!

I have to say, I wish I you did human insurance as well.You are all such a pleasure to work with and make everything so smooth and easy. You really take the stress out of what could be a very stressful situation. Thank you so much Regards, Karen
5

out of 5

POSTED: | BY: marti

Sidney's wellness checkup

I have been with Embrace for approx. 2 yrs and have nothing bad to say about this company They are prompt in their payments and we get quick responses from them if we have a question about our policy or need them to send insurance forms I wish I could insure my two older dogs with them, but unfortunately, I can't
5

out of 5

POSTED: | BY: Elaine

Swift!

I've compared pet health insurances, I didn't know that Geico has one. Thus, thought of trying it.. and last Saturday I went to my Vet for my puppy's wellness. Submitted my claim Sunday, today.. Monday I received an email that I'm going to receive my claim check soon. That was a swift process! I'll tell my friends about Geico pet insurance.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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