Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Sandra

wellness exams and vaccinations are free

I have two yorkies who visit the vet routinely. Not just to be treated for sickness but to receive wellness visits to stay healthy. The visits cost me $200. and I receive the $200.00 back from Embrace just for health checkups and vaccinations! cant beat those numbers and the little guys are happier and healthier. Sandra Budde and Lilli Horvath N Ft Myers Florida
5

out of 5

POSTED: | BY: Georgie

Could not be more pleased with Embrace

I have had Embrace since my BMD was a puppy and have always been pleased with the service. My now four year old is susceptible to mast cell tumors so has to have medical attention whenever an odd bump arises that changes over time. Embrace has never questioned charges for bumps that turn out to be benign and always processes all claims promptly. I have to mention that the claims processors are all the nicest people and that I have even personally heard from the CEO, Laura Bennett. Embrace is an awesome company.
5

out of 5

POSTED: | BY: Maria

i am very happy

after my little one broke her leg the cost was very high I had enough benefit in return to make me happy
5

out of 5

POSTED: | BY: Kay

Embrace comes through again!

As has been the case throughout our nearly three-year relationship with Embrace, they've come through again with seamless, efficient, and friendly service when processing a claim. They also automatically applied a new credit to our premium for which I didn't realize we even qualified!
5

out of 5

POSTED: | BY: Robin

I highly recommend Embrace Pet Insurance.

Embrace has excellent customer service and they process claims quickly. They keep you updated on the status of your claim and are easy to reach if you have questions. Claim forms are sent with your policy and they quick and easy for your vet to fill out. Staff is friendly and professional. Coverage is good and price is fair. We are very happy with Embrace and highly recommend them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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