Embrace | Pet Insurance Review

Our Ella provided us with a $2,000 ER bill after ingesting about 2 cups of raisins. The clinic faxed their records with the claim form, and Embrace paid most of it within two weeks. Amazingly quick, hassle-free and seamless service!

Adopted a lab mix three months ago and this insurance has been great! Speedy claims process and good reimbursement! We even have a few pre existing conditions but I think they are being very fair about!

I wasn't imagining that pet insurance would cover so much, especially on a large bill that required x-rays, ultrasound, and an overnight stay at the vet on IV for my labrador retriever. It was a hefty, hefty bill, to say the least, and Embrace covered way more than I would have EVER expected. No hassle. Just submitted the claim through my vet, got an e-mail a couple days later that they were reviewing, then shortly after I got an e-mail with the amount they were covering, and very soon after that, a check was in my mailbox. I wish human insurance were like this!

The smartest thing I ever did was to get Embrace insurance. We have used it multiple times and it has more than paid for itself. We were devastated to learn that our beloved Jack Russell had nasal cavity/sinus cancer. We would not have been able to pursue appropriate treatment for her if not for Embrace. They have come through so many times for us that I can only say, "Thank you" for doing what you promised to do.

I had two dogs before we got our puppy. One lived until 10 & the other until 13. One had lots of medical expenses & the other none. There was no limit to what I would spend on my pups but I struggled w/ the idea of pet insurance since my experience was split. I have been hearing some terrible stories lately about accidents/illnesses that happen to pets & I decided to get it with our puppy. I work in insurance so have an appreciation for the peace of mind it gives you but figured I would self insure for pet emergencies. I have heard too many stories recently about pet emergencies so I decided to get it & so far am happy with it. I think Embrace is a reputable company especially since my employer (a property insurance company) of 18 years has an alliance with them. It really does give you peace of mind.