1
out of 5
POSTED: | BY: nancy
VERY UN-HAPPY
They look for any excuse to refuse coverage and many vets do not refer them.....Buyer beware!
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jim
Embrace continues to provide prompt coverage.
One of our Danes is 6.5 years old and is beginning to have mobility issues. Embrace's coverage of his numerous procedures has been great. They are always prompt to notify us of the status of a claim, and pay shortly thereafter.
We have a younger Dane that typically only has wellness claims at this point, but they have been covered just efficiently.
We have renewed our policy several times and will continue to do so with this great service.
5
out of 5
POSTED: | BY: Ann
Thank You
After having a dog that had cancer and racked up $1,000's in medical bills only to loose the battle in a few short months, I decided to get pet insurance for the puppy. Embrace has been a life saver to me. This summer he got foxtails in his ears and before it was over I was so glad to have the insurance. They paid rather quickly and they were so helpful on the phone.
5
out of 5
POSTED: | BY: Theresa
Embrace has been extremely responsive
I adopted a Greyhound from the race track and, although she is very young, she has had a couple of health issues. The claim process was very easy and Embrace approved these claims and processed them very quickly. They are a vast improvement over the other health coverage I had in the past. I would highly recommend them.
5
out of 5
POSTED: | BY: Jodi
GREAT EXPERIENCE
Finley is just a little over a year old. We have had multiple claims to Embrace since we got her... sprained foot, stomach issues, allergy to food, and an eye infection. I cannot say enough about Embrace.. their customer service every time I called, their follow up and timely claim process. Only thing that would really help is to be able to email a claim in. But, that is the only suggestion I would have. They have been just amazing to deal with.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.