Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Thank god for Embrace

My friend told me I should get pet insurance when I got my new puppy last November. I didn't even know you could get pet insurance. I have OCD so this type of security was right up my alley. My dog is a chewer so I was actually worried about her getting a blockage but she actually ended up injuring her leg to the point where she couldn't walk. The Embrace process is so easy and their customer service is awesome. My friend actually has VSI or VPI or something but I decided to go with Embrace based on reviews and I am glad I did. Sophie is doing much better! Note to prospective dog owners, get to know your breed and do not get high energy dogs if you do not have a yard.
5

out of 5

POSTED: | BY: Bernadette

TPLO Surgery

I have had Embraced Pet Insurance since my Maxx was 8 weeks old. I have been totally satisfied with Embraced and would recommend Embraced to anyone who is considering becoming a pet owner. Never did I imagine, I would be faced with such heartbreaking news that my Maxx had a torn ACL, but thats the situation we faced. After much research my husband and I decided to do the TPLO surgery. We were quoted 3000 dollars. Although, there was no doubt of whether Maxx would get the surgery done we weren't sure if the insurance would reimburse, due to reading many horror stories from other people who dealt with other insurance companies, in regards to reimbursement . However, I am pleased to say we didn't have a horrible experience with Embraced. Embraced processed the claim and reimbursed us 80% of the cost. A major medical condition can strike at anytime and I am glad we chose Embraced as our Pet insurance to help minimize a major expense.
5

out of 5

POSTED: | BY: Deborah

Bella - English Bulldog

When I got my puppy from the breeder he recommended Embrace as the best place to get pet insurance. He suggested I get this day one because Bulldogs usually have lots of issues. I never had pet insurance but I am sure glad I got Embrace. They are super friendly, easy to reach and pay super quick. I only wish my human medical insurance was as good this !
5

out of 5

POSTED: | BY: King

Simply - The Best!!!

Claims are processed quickly and efficiently!!! The customer service reps even follow up!
5

out of 5

POSTED: | BY: Jennifer

Great Company

Our dog, Dexter, is a great big lovable mutt. But he definitely has his fair share of health problems - Addison's Disease and a very bad habit of eating things he shouldn't. I can honestly say that I don't know what we would do without Embrace. They have paid their portion of his expenses without dispute. Thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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