Embrace | Pet Insurance Review

We've been treating our dog for a mammary tumor that has encompassed three different doctors, a surgery, and follow on medication and treatment. The turnaround time for the claims has been excellent as in just one month, we accumulated roughly $3,000 over medical bills which 80% is funded back to us. Highly recommended and great options provided for deciding how much coverage we wanted for our rescue dog.

I am so grateful to the Embrace staff and that I had coverage for my beagle, who developed renal failure after NSAID treatment. The renal failure was caught quickly and treated promptly and my reimbursement was expedient.

When I hear the word 'insurance', my eyes glaze over, I get nauseous, dread future billing 'issues' and ultimately put my fingers in my ears and say, 'lalalalala-I can't hear you!'. Thank the heavens that this old dog CAN learn new tricks because Embrace changed all that for me. Their prices are competitive, their coverage is amazing, their reimbursement is quick and painless and their guest service far exceeds all expectations. They have provided constant security for myself and my cats' health(Alex and Runtly). I only have one complaint: neither of my babies has been awarded 'Pet of the Month' . Hmmmmm-I'm not sure why. One of these days it will happen. I guess I should consider submitting them; this may just be the crucial step I've forgotten.A lighthearted joke in a health insurance review? You KNOW Embrace must be incredible(they are!). Thank you! We all appreciate it....well except for the little one who the vet just put on a diet :(

My Shih Tzu is 9 months old and I purchased Embrace insurance before I picked her up as a puppy. I spent a lot of time researching the different pet insurance options and reading reviews. While there are a few companies that look to be pretty highly rated overall, I selected Embrace – and I have been very happy. I decided to include a wellness plan as part of my illness plan since a pup’s first year of life has a lot of wellness visits, and the discount from these costs help offset the illness coverage. After each visit, I promptly received the wellness claim payment. Pup has been very healthy and, much to our surprise, tested for high liver enzymes when getting routine blood work for her spay surgery. We moved forward with recommended testing ($650) and a liver biopsy ($500). Since these were the first illness claims, I wasn’t sure how it would go. Embrace did not disappoint. Since I had already submitted her baseline medical records, the claims were reviewed and paid promptly (2 weeks). During these 2 weeks, I contacted customer support to ensure they had all the information they needed and the representative who took my call was very friendly, explained the “under review” process, and confirmed no action was needed by me. I highly recommend Embrace. It is insurance, you may need it, hopefully you will not. But if you do, it eases the financial burden an illness can create.

My dog Molly has a chronic condition that requires attention about twice a year. Although we follow our vet's instructions and follow a strict prescription diet, we still have flare ups. Our claims are always handled promptly and without question. I highly recommend Embrace for pet insurance.