1
out of 5
POSTED: | BY: sebra
ripoff
poor service. incorrect diagnosis to advoid reimbursement on claim filed
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Donna
Awesomeness
First pet insurance claim I've ever filed and it seems to be handled smoothly and efficiently, even with the little hiccup on my part, the error was quickly found and simply explained and taken care of in seemingly one fell swoop. And in such a positive tone. I wish everything in my life ran so smoothly!You guys are great. Terrific company, terrific people. You set the bar high for customer service. All service companies should model after you.
5
out of 5
POSTED: | BY: Sylvia
Great insurance company
Embrace is great. Filing is very easy with a pre-filled form the vet submits. They send me emails with updates on the status of my claims and send me the check promptly. It is very comforting to know exactly what my dog's medical expenses will be for the year.
5
out of 5
POSTED: | BY: Michelle
Wellness Claim
Embrace has always met and exceeded my expectations. The process is quick and communication with me through email updates are appreciated. I am happy I have chosen Embrace!!
5
out of 5
POSTED: | BY: Pamelia
Am glad I have this wonderful protection
I am very happy with the way Embrace handles all claims I have submitted. Having a crazy 3 year old golden there is no telling what he will get into both at play and in training (agility). Embrace has given me peace of mind and quick turnarounds on the claims, Thank you for being there for my son :)
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.