Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

good insurance

I have had pet insurance with ither companies. My oldest dog is on VIP insurance. When I got a dog from the shelter he came with the option of Embrace Insurance. I have found it to be better coverage and easier to understand than the other companies out there. I have recently had to use the insurance since one of my dogs has cancer, and have been pleased with the coverage. It is not cheap but you get what you pay for.
5

out of 5

POSTED: | BY: STAVEN VERARDI

10/10 GREAT PLAN

THIS IS THE FIRST TIMED I USED EMBRACE AND I AM COMPLETELY SATISFIED AND WOULD HIGHLY RECOMMEND THIS INSURANCE TO ANY PET OWNER
5

out of 5

POSTED: | BY: Jason Domina

Welcome Relief

With so many moving parts to life, Embrace is a great comfort. Also with insurance, I believe pets get better, if not more timely, care.
5

out of 5

POSTED: | BY: Amy

So glad I joined Embrace!

My dog Chelsie, is a senior and recently became lethargic and her weight seemed to increase disproportionate to her eating habits. She was diagnosed with hypothyroidism and will now need to take thyroid medication for the rest of her life. Her energy improved, however her belly size still worried me so I requested pre-approval from Embrace to have an ultrasound done. They granted the approval and now I have peace of mind that there is nothing life-threatening going on!I am really amazed at their quick response, attention to detail, and affordability. I truly believe becoming members is one of the best things Chelsie and I have done this year!
5

out of 5

POSTED: | BY: Carrie

They Care!

I really like Embrace Pet Insurance. I've had people email me to let me know my renewal was coming up and ask if I have questions about it. I get to actually speak with a customer service rep when I call in with a question. And you know what, they are all really nice! They asked me how my pet is doing, and they used his name. Seriously, I don't think other insurance carriers have the same standard. Plus, my policy is straightforward, and submitting a claim is as easy as bringing a blank form into the vet. I am a happy customer, and I truly thank you. I recommend Embrace because they care.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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