Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy A.

Wellness Plan Works!

Keeping my two cats happy and healthy means a lot to me. It's a relief knowing that the wellness plans help me be a responsible pet owner, or should I say "ownee"?
5

out of 5

POSTED: | BY: M.Nomura

Excellent Insurance

I'm so happy that I invested in Embrace Pet Insurance and Wellness coverage. It is well worth it. They handled my wellness claim very quickly and kept me updated via email on the process. I love it.... I know that my baby will be taken cared of and we don't have to worry. If you haven't started investing start now. You will be surprised on how much you will be saving...
5

out of 5

POSTED: | BY: Patricia Gartland

Best Insurance

Embrace has been very reliable and quick and easy to submit claims. I actually told everyone at the Vet Emergency about your company when I was there with my little dachshund.
5

out of 5

POSTED: | BY: Kent Carter

EMBRACE SAVES THE DAY

Our 9 year old golden retriever, Watson, tore his ACL and in the process of diagnosing that, the vets found cancer in his anal glands. Dealing with over $6,000 of surgery and imaging would have been a real stress, but fortunately we had EMBRACE! The "Embracers" were very sympathetic and helpful and the claims were processed qucikly. The cancer was found very early and Watson is doing well. THANKS EMBRACE!
5

out of 5

POSTED: | BY: Joy Wilson-Gray

Great Coverage!

We took our Baby to her follow up Cardiologist appointment, and her claim was covered. It is upsetting enough knowing that your pet has a heart murmur, but with the reassurance that you have an insurance company that helps with great coverage helps a Great deal. I am happy to say that our Sophia(cat) had a Great report card!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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