5
out of 5
POSTED: | BY: Vladimir
excellent service
excellent service, knowledgeable and helpful staff, willing to help
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rachel
The Best Pet Insurance!
Embrace has been unbelievably helpful and responsive - from the moment we wanted to get a quote through purchasing and for all of our claims. They are knowledgeable, helpful and thorough. They have covered all of our emergencies and give us confidence that our doggie will be taken care of. We love working with Embrace.
5
out of 5
POSTED: | BY: Jason
So grateful!
Our dog Oz had a bout of bad luck back in November 2015. Our vet and the surgical specialist worked with us and the team at Embrace to make sure everything was in order and that the right forms were filed. The Embrace team has great customer service and communicates via email with any changes or updates in claim status in real time. I have been recommending them to anyone we see on our walks.
4
out of 5
POSTED: | BY: Lawrence
relieved
wasn't sure at first but liked the wellness coverage. I'm glad I made switch
5
out of 5
POSTED: | BY: John
Great Experience
Very good experience. This claim involved a referral and specialist and it was handled in a few days. Communication and processing are top notch
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.