Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: A.

Embrace Pet Insurance easy to do business with.

Wish my own healthcare was this easy. Was able to easily submit claim online, response time was phenomenal, and they paid per policy as advertised. Communication was excellent letting me know they received / reviewing claim and they immediately let me know of final status. 1 week from start to finish! 😀
5

out of 5

POSTED: | BY: Jenni

Highly Impressed

I was highly impressed. My poor puppy was having bouts of bloody diarhhea and loss of appetite. I took him to vet and he was diagnosed with giardia. An overnight stay, fluids and meds, he was back to normal in no time. I was expecting the process to be a pain but it was seamless. I was highly pleased. Claim submission process was a piece of cake. They kept me updated with messages in my account and ultimately processed my claims and I received my reimbursements via direct deposit in a little over a week. Thanks so much!
5

out of 5

POSTED: | BY: Matt

Very satisfied customer.

Embrace made a tough situation that much better with a smooth payment process and great customer service.
5

out of 5

POSTED: | BY: Christina

Big Dog Review

My experiences for my two Newfoundland puppies has been great. They are very prompt with any questions and very friendly. They follow up to make sure everything with my claim is okay. I highly recommend them.
5

out of 5

POSTED: | BY: Laura

Never an issue with Embrace

I have had Embrace coverage for three of my pets for about four years now. There has never been an issue with reimbursement. My claims are processed quickly and accurately. Top notch pet insurance company.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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