Embrace | Pet Insurance Review

We are so impressed with these guys (and gals) at Embrace. They process the claim and send a check before the credit card bill arrives. Sweet! The nicest thing is that our vet will file the claim for us; they do this for Embrace policy holders (but NOT for those of the other insurance companies) because it's easy for them and keeps us happy. We have not had any major illnesses, but I think we've already gotten back in nine months nearly as much as the cost of the policy. It adds up fast.

Took our 10 month old kitten in for unspecified pain in the rear end. Physical exam showed no obvious injury. Blood work came back normal. Vet expressed her anal glands as a possible cause was sent home with pain meds. During the exam the vet on call noticed she had she oral issues with her adult teeth. Embrace has now decided our visit was for dental issues and never even addressed the reason we took our kitten in. We made a separate appointment for our kitten to have her mouth evaluated by our regular vet who sent pictures to the specialist. I notice looking at our online pet portal that our kitten is now listed as having diarrhea as a pre existing condition when she was less than two months old. Embrace came highly recommended. I feel a bit disappointed and thankful this wasn't a full blown medical emergency. Now I have to wonder if they're going to use baby kitty runs as a reason to cover nothing the rest of her life.

My insurance claim was processed very quickly, very happy with embrace insurance company. So glad I chose to get insurance on my pet!

We have had wonderful experiences with Embrace! We have had a policy since our Papillon was 10 weeks old. Our Papillon, Gabriel, is now almost 7 years old. Just recently we had a huge scare with Gabriel vomiting, diarrhea, lethargic and not able to eat or drink without vomiting. With a visit to the Vet and some initial bloodwork it appeared that Gabriel may have contracted Leptospirosis and was in the early stages of liver and kidney failure! We were in disbelief and shock that we could lose our most beloved dog when symptoms just appeared so quickly and without warning. Because Leptospirosis is contagious to humans we were not allowed to hold him or touch him which was so difficult and painful, seeing the look in his eyes with the fear of sickness and not being able to touch him and just having to leave him behind. After a few days they allowed us to wear protective gear and sit on the floor with Gabriel and pat him, I swear the human touch is so important to healing. We were told he would have to remain in the hospital until he improved or even worse, til death. The Vet was very upfront and said "this will be costly" but we knew that with the assurance of our pet insurance policy with Embrace we had the comfort of knowing we could at least give him a chance at life and not have to worry about the high financial impact that hospitalization can add up too. And we had the reassurance to give our Gabriel a chance for recovery and not subjected to having to euthanize without a fighting chance. The good news is Gabriel did not have Leptospirosis and his body reacted quickly to the medical treatments and antibiotics and after six days we were able to bring him home and love him and hold him. The good news is he is healthy now, back to his "normal" self and we are so GRATEFUL to Embrace Pet Insurance to give us the ability to have our dog cared for without the fear of the financial burden. Gabriel needs a follow up in a month to make sure his liver and kidneys are stabilized but otherwise we are positive he has made a full recovery!! Thank you Embrace!

I have my two pets (a cat and a dog) insured with Embrace. This is a very efficient company. Filing claims is super easy and straightforward. The wellness programs is excellent as well. No complaints.