Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,940

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileen

AMAZING!

I have been so happy with Embrace Pet Insurance...I only wish I'd gotten it sooner for my pets! I recommend them to everybody & can't say enough nice things about this company. :)
5

out of 5

POSTED: | BY: Bob

Embraced

I don't even know how to put this into words about how good this Pet Insurance Company and the Owner and the people whom work for her are. But my Baby Zeus a 8yr Rottweiler was diagnosed with Bone Cancer and if he was not Embraced with this Health Insurance he would have no chance at all. This company is one of the most outstanding insurance companies I have ever been a client of. I tell everyone of my friends if they love there pets they need this insurance, even my local Vet is now telling his clients about Zeus and Embrace. I can not thank them enough, some of the girls even call to check on Zeus. Talk about kind and loving!
5

out of 5

POSTED: | BY: Bob

Embraced

I don't even know how to put this into words about how good this Pet Insurance Company and the Owner and the people whom work for her are. But my Baby Zeus a 8yr Rottweiler was diagnosed with Bone Cancer and if he was not Embraced with this Health Insurance he would have no chance at all. This company is one of the most outstanding insurance companies I have ever been a client of. I tell everyone of my friends if they love there pets they need this insurance, even my local Vet is now telling his clients about Zeus and Embrace. I can not thank them enough, some of the girls even call to check on Zeus. Talk about kind and loving!
5

out of 5

POSTED: | BY: Lindy

Excellent service and coverage, no questions asked

My pets have been "embraced" for several years and I am so happy with this company. I have made several large claims, which have been covered by Embrace with no questions asked. It is wonderful to know that I can make the best medical decisions for my pets without wondering if it will be covered. Thank you, Embrace!
5

out of 5

POSTED: | BY: Diane

Embrace is a Great Canine Insurance Company

My Golden Retriever was diagnosed with a fibrous cancerous tumor on one of his toes. I submitted a pre-certification for amputation of the digit and had approval within 2 days for the surgery. Surgery was performed on 1/19/16 and my refund was in my bank account in less than a week's time. Also, Embrace contacted me a couple days after surgery to follow up and see how both my Golden and I were doing. I can't say enough about how much Embrace insurance means to me. I have had them for close to 10 years for two different Golden Retrievers and they have always been the best and have always come through quickly with my refund every time I submitted a claim. It's too bad human health insurance can't be more like them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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