5
out of 5
POSTED: | BY: Lynn
Speedy response!
Thanks so much for your quick response to claims. I'm so glad I chose your company for my pet insurance.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kurt
Lifeline for Pet Parents
Embrace is a reputable and reliable service provider that easily beats their competitors regarding policy coverages, ease of use, and timely repayment of qualified claims. Our Bernese Mountain Dogs are our family and Embrace has been a great resource in maintaining our pet's health and well being. Thank You!
2
out of 5
POSTED: | BY: Julie
Do your research
This company has made paying a phenomenal premium useless for my dogHe woke up in pain "ONE" day and is now labeled as not covered for 7-10 different things even though my vet explained to them there was really nothing wrong with his patella cruXiate ligament hips bones etc
They won't even cover a broken bone. Seriously??
They have also permanently dismissed him from coverage for a skin problem?so honestly what good is this insurance if you're just paying a premium to get DENIED DENIED DENIED
5
out of 5
POSTED: | BY: Erin
First claim experience
It was great. Every part of the process was easy to follow and communication was great. Couldn't ask for a better experience.
5
out of 5
POSTED: | BY: Toni
I love Embrace Pet Insurance!
I have two English Bulldogs. Enough Said. We are constantly using our coverage and in three years have had NONE/ZERO issues. Claims are paid promptly and they clearly understand the nature of problematic pets that have re-occurring injuries. I am so grateful that I chose Embrace over the other plans I considered.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.