Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terri Nash

Excellent company!

Best thing we did was to select Embrace for our dog's insurance. Customer service is great and the coverage. Our dog has been insured by them her whole life (now 8 years old) and we couldn't be more pleased with the company and the staff.
5

out of 5

POSTED: | BY: Derrick

Good service

Our little girl broke her leg and they stuck by us through it all. Very easy to use and customer friendly.
5

out of 5

POSTED: | BY: Marlon

Quick

The claim was processed quickly and accurately. The funds were placed electronically in my account within a day of the claim settlement.
5

out of 5

POSTED: | BY: Pam Hallyburton

Impressive service!

I fax a claim form and I'm notified within 2 to 3 days that it has been processed. I receive a check about a week later. I have had my dogs insured for two years with great results and I never hesitate to recommend this company to others. If you've ever had the stress of not having the means to pay for expensive vet care, you will understand how important it is to have peace of mind and know you can take care of your fur babies. The wellness portion pays for itself in benefits each year.
5

out of 5

POSTED: | BY: Kathy

I love you guys!

I've said this to customer service reps when I've contacted Embrace & I've never had a bad experience, everyone is always so genuinely pleasant, it's so nice dealing with Embrace. Claims are always handled quickly. Even using the chat feature is the simplest thing. Thanks & please keep up the great work! It makes me so glad to have chosen Embrace for Tux!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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