5
out of 5
POSTED: | BY: Sherra
Great coverage
Our 18month old golden retriever had an ACL tear. The diagnotics and surgery were covered. The paperwork and process was easy, and it was handled in a timely fashion!
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Asheesh Saksena
Fabulous Service
We have now engaged with Embrace's customer service team a few different times, and always found them incredibly prompt, professional, and totally unhelpful. Really very good!!
5
out of 5
POSTED: | BY: Camille Rubinstein
Great experience with insurance
My dog needed medications for some ailments he acquired. I called to inquire what the insurance covered and how to go about getting reimbursement. I was given all important information, had all paper work filled out and was reimbursed shortly there after. My experience was very positive.
5
out of 5
POSTED: | BY: Cassaandra
Good reimbursements & Great Customer Service
Very happy with Embrace on the accident and illness coverage. We have a Chocolate Lab and she is 2 years old and always into things and full of adventure. And of course with that being said. Already had to take to her to the vet with an injury to her leg and shoulder. Embrace help and sent me all the claim forms that we needed and reimbursed us right away!! We couldn't be happier. Great Customer Service!! Would recommend to anyone that needs pet insurance.
5
out of 5
POSTED: | BY: Cindy Perkovich
Very Satisfied
This was my first experience with using any type of pet insurance. I had complete coverage on my puppy, which turned out to pay off with all of her surgeries for fixing and her gastropexy. The amount the coverage cost turned out to be as much as the surgeries over 1 year. I purchased the injury insurance for my 4 year old, and fortunately did not need to make any claims, but it was a relief to know it was there. I would highly recommend having some type of coverage, even if minimal to help, I have seen so many pet owners over this past year come into some medical issues with their beloved pets that put them in severe hardships, and each time I heard them talk about it, I felt so relieved knowing that if that happened to me, I would only have to endure a fraction of the costs they did. The piece of mind is great to have, along with the friendly staff. Anytime I had any questions there was a friendly staff member to answer my questions and they never gave me any issues over the claims process. It was simple and convenient the way they have the claims set up. I will definitely continue to insure my babies through this company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.