Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Embrace is a Must for all Pet Parents!

We have an English Bulldog that is just over a year old and we found out that she developed skin allergies. We knew that this health issue was possible with the breed and so when we got the diagnosis I was very thankful that we had her covered. This will be a life long illness and my husband and I have the peace of mind that she will be given the very best care because the cost to treat her is manageable with Embrace.
5

out of 5

POSTED: | BY: Lynne Bourjaily

Great pet insurance

We have had great experiences with Embrace. They have covered issues ranging from intestinal problems to ACL surgery. We never could have afforded the surgery without Embrace. Our dog was 3 years old and she was like an elderly dog trying to get up. We could only walk her about 5-10 minutes at a time before she had to rest. The surgery turned her back into the young lively dog she was before the leg problem. We've had 3 dogs and she is the first one we have had insurance for. Our claims have all been settled quickly and to our satisfaction.
5

out of 5

POSTED: | BY: Leslie Leblanc

Best pet insurance ever

Before we chose Embrace, I did a lot of research. Embrace came out on top by far. They are VERY easy to reach and submitting a claim is a snap. The staff is very well trained and has prompt responses to claims. I have not had one single issue with them. We have had their insurance for many years, and intend to do so for many more!
5

out of 5

POSTED: | BY: N. Suzuki

Happy Camper

This is the first time we had pet insurance for our dog. We are pleased with the results how Embrace handled our dog's injury.
5

out of 5

POSTED: | BY: Pat Durham

So far, so good...

I just enrolled my puppy with Embrace, and have submitted a Wellness Claim. The claim was processed promptly and I am pleased with the service and customer service, as well.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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