5
out of 5
POSTED: | BY: Alexis
Quick and efficient customer service
Site is easy to navigate and the entire process was quick and painless!
4.9
out of 5
Number of reviews 19,934
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marge
Awesome company!!!
My Maizee, who is blind, requires more care than usual. She was recently in the emergency room for an illness and it was so good to know that I had her health care covered through an insurance company that is so understanding of her needs and I have never had to worry about denial of claims. Their representatives are so kind and caring when you call them. You're never put on hold and they always ask how Maizee is doing and seem genuinely concerned. I wish I could only say that about my own personal health insurance company for myself!!! Embrace is the best and I have had another company before so I have a comparison and I highly recommend Embrace
5
out of 5
POSTED: | BY: Zeke
Reliable and professional
Last February, my Shepherd Mix suffered another catastrophic event. Her second ACL busted while running around with other dogs in the playground. Embrace was there , as they were the first time this happened, and responded in a professional and timely fashion to cover the TPLO.
Embrace also offered me the opportunity to consult an online vet before deciding whether to proceed or not with the surgery the first time. When I contacted the Vet I assumed she would try to talk me out of this expensive procedure given her affiliation with Embrace. To my amazement, after getting my dog's profile, she recommended the opration instead of therapy as a result of her weight of 60 lbs.
I've referred two dog owners to Embrace and both are quite happy with the choice. Definetly recommend them.
4
out of 5
POSTED: | BY: Juli
Review of claim handling
Process claims quickly. Usually within 1 week .
1
out of 5
POSTED: | BY: Virginia
Will be canceling soon
I have had it with Embrace finding one excuse after another not to cover my pets claims!!!! I have 4 pets with you and every time I submit something there is an issue!!! Why do I need your insurance? I might as well put the $81 a month in the bank, so I will have a way to cover their issues that arise that you don't feel you should pay. Like a ruptured cyst on my dogs tail that may need amputation at some point? Or my cat need anesthesia because he had lesions in his mouth requiring 8 teeth to be pulled and probably more later? You viewed anesthesia as not medically necessary, because they also cleaned what was left of his teeth! You know, because that would have been comfortable for them to keep him awake and alert for that procedure!! So done with EMBRACE and their lack of respect for my pets problems. Why did I sign on for this if you were going to find an excuse not to cover every claim???
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.