Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,934

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

Fast, Great service

I had my first wellness claim with Embrase. I emailed the claim form and invoice and they processed quickly and I got my check within 3 weeks of the claim. They covered it all and did not request more documetation or answer these questions or this wasn't covered. They did a great, fast job.
5

out of 5

POSTED: | BY: Patricia

Happy with Embrace

I am very happy with Embrace Pet Insurance. I pay a small amount every month but this means that my little dog gets the best preventive care possible. This last claim was handled fast and the check was in the mail within 2 weeks. Thanks Embrace!!!!
5

out of 5

POSTED: | BY: David

Great Job

Once again I had to use Embrace for the care of my dog, CHILD and again Embrace was there for us, made the whole process much easier, and filed the claim very fast.
5

out of 5

POSTED: | BY: Angela

The best pet insurance available

Embrace has been with me and my pet every step of the way. My five year old bull mastiff has had numerous health issues and Embrace has been so supportive. Customer service has been top notch.
4

out of 5

POSTED: | BY: Bono

Great

I've submitted a claim form and got a check after two weeks. It was a pretty painless experience. Thank you very much.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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