5
out of 5
POSTED: | BY: Paul Principe
Claims paid quickly!
Embrace paid our claim within 10 days!
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda Wilson
Embrace Ins. made saving Eddie's life easier.
We never know what type of illness our animals will contract. Most pet owners will do whatever it takes to get their pet better. I can't imagine not having Embrace Insurance. It is so affordable and helpful.
5
out of 5
POSTED: | BY: Susan Chambers
Singing the Praise of Embrace Pet Insurance
Claims go thru fast, great customer service. Never a waiting time and I have always hung up satisfied and impressed. I have worked for veterinarians for many years before retiring. Remember hearing folks complain about their pet insurance, I can't say enough positive things about this company. I also like that you can adjust the plan to meet your needs. Thanks, Embrace
5
out of 5
POSTED: | BY: Customer
Excellent customer service
Very helpful in a stressful situation after our baby kitten had an accident.
5
out of 5
POSTED: | BY: Holly Reed
Another great experience
I was so happy when Embrace covered my dog's hip surgery. When he didn't recover as quickly as I hoped, I took him to 3 weeks of physical therapy. I thought it might be a stretch, but I submitted my receipts along with the receipts for his post op pain medicines. I was so happy to see that they covered my claim again. This pet insurance has more than paid for itself in just a few short months. Thanks Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.