Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheena

Easy, Helpful and Quick!

Embrace has been extremely easy, helpful and quick with any issues or concerns we may have. We have a fairly high maintenance dog and she's at the vet quite a bit. Embrace issues our refunds very quick and is pleasant to deal with any time we have a question. I would recommend them to anyone who wants a great partner in healthcare for their pets!
5

out of 5

POSTED: | BY: Joyce

Embrace is the best!

I have had Embrace for 30 months. I cannot believe how quickly a claim is processed and within days of notification I receive a check. I suggest to all my friends who become puppy or dog owners to invest in insurance for their pet and I always tell them EMBRACE!
5

out of 5

POSTED: | BY: Katie

Great Experience

You have been wonderful and very easy to work with.... I recommend this insurance all the time... So glad I have it...
5

out of 5

POSTED: | BY: Stacie

Recommend again and again!

Embrace Pet Insurance staff has been great every step in the process! I can't say enough about the staff...professional, courteous, friendly, and efficient. Staff truly gave me peace of mind while enrolling and during first claim which was effortless and fast. Thank you for being there for my little Yorkie!
5

out of 5

POSTED: | BY: mary

Terrific service!

My lab has had pain issues that resulted in an MRI and pain blocker...Embrace Ins. are easy to work with and very responsive. Unlike auto or home insurance they do not make you feel guilty about filing a claim that is totally legitimate! Friendly staff and easy on line log in to view your claim help make the process go smoothly...I give 5/5 in all aspects.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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