5
out of 5
POSTED: | BY: N.
Happy Camper
This is the first time we had pet insurance for our dog. We are pleased with the results how Embrace handled our dog's injury.
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Pat
So far, so good...
I just enrolled my puppy with Embrace, and have submitted a Wellness Claim. The claim was processed promptly and I am pleased with the service and customer service, as well.
5
out of 5
POSTED: | BY: Terri
Excellent company!
Best thing we did was to select Embrace for our dog's insurance. Customer service is great and the coverage. Our dog has been insured by them her whole life (now 8 years old) and we couldn't be more pleased with the company and the staff.
5
out of 5
POSTED: | BY: Derrick
Good service
Our little girl broke her leg and they stuck by us through it all. Very easy to use and customer friendly.
5
out of 5
POSTED: | BY: Marlon
Quick
The claim was processed quickly and accurately. The funds were placed electronically in my account within a day of the claim settlement.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.