Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda J.

10/10

I am so satisfied with my Embrace insurance. I have told many pet owners about Embrace Insurance. When I call Embrace I always get a concerned and caring person to speak with. I wish there was a way to get the public more involved. It seems like so many pet owners do not know that pet insurance even exists. It is so important to focus on your pet and how well they are doing and not on how you will pay for their veterinary care. Thank you for being there for my Eddie. He is like new now. I will continue telling pet owners about Embrace Insurance.
5

out of 5

POSTED: | BY: Michael Sciabarrasi

amazing

I have rescued a female pit bull, she is 2 yrs. old and was used for breeding and was found as a stray. She has some problems with her breathing and I had some cysts removed. I was told about Embrace from my doctor at the Perry hall Animal Hospital and I am so pleased that she did tell me about Embrace. After I found out that they gave me a discount for being with U S A A I was floored. Embrace has paid me in a very reasonable matter because I have to pay it up front. I would let anyone know about this company because they are Super Amazing.
5

out of 5

POSTED: | BY: Susan Kendzior

Love big mutts

I have two Yellow Labs and two Irish Wolfhounds - because I love big mutts, Embrace is essential to me. It has helped me in many instances and I feel peace of mind knowing it is there. I recently had to challenge a "pre-existing condition" for one of my dogs and Embrace worked with me and my vet and Animal Hospital and overturned the condition. I felt the process and judgment was more than fair. The normal process works very smoothly too. I have been approached by other pet insurance companies and I have checked out their policies but Embrace is the best!
5

out of 5

POSTED: | BY: Ana Schulz

Best decision I have ever made!

Scooby Doo is 7 years ols. During that time he has had multiple eys issues which eventually resukted in his losing both eyes. all of his treatments have been covered, quickly, efficiently and most of all with consideration for me and my pets. I LOVE Embrace!
5

out of 5

POSTED: | BY: Buster's mom

Peace of Mind

Embrace staff are very knowledgeable and supportive. Our FurBaby's health and wellbeing are very important. In the last 3 months we have utilized our coverage for an unforeseen condition...without Embrace we would have been forced to make unthinkable choices.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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