5
out of 5
POSTED: | BY: Megan
Quick friendly claims process
My 1 year old lab developed seasonal allergies. It is great peace of mind to know that his medication is covered! Staff is always friendly and supportive.
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Larin
Embrace is amazing
Embrace is truly amazing. The claims are quick and their customer service team is patient with concerns regarding coverage, paperwork, and questions. And to make matters better, they cover dental work. This is something that my other pet parents don't have with their coverage.
5
out of 5
POSTED: | BY: Norman Butler
Best investment ever
The service is top notch. This insurance has saved me thousands of dollars. My GSD needs ACL surgery. Cost is $4400. Dont know what i would do without this insurance.
5
out of 5
POSTED: | BY: Taryn
Only Good Things to Say!
This is my first experience with pet insurance for my cat True, and thus far, only positive things to say! Great communication via the website or email when filing claims, followed by prompt review and reimbursement. Keep up the great work Embrace!
5
out of 5
POSTED: | BY: Robert Resnick
Great company
Gracie my Bernese Mountain Dog hurt her paw at our vacation home .We took to a vet that we didn't know and they were great.
Put my claim in when I got to my home in New York and spoke toyour customer service reps a few times and was delighted with the way they handled everything
I can't say enough about you service and will be a long time customer
Thank-You for everything
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.