5
out of 5
POSTED: | BY: Lorraine
Very speedy with claims
My dog became ill very suddenly, upon diagnosis he was found to have several issues. All of my claims have been handled very efficiently.
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: aguilar
easy claims process
it was easy and fast to submit claims. also the fact that you can check the status online. glad we had insurance for our dogs accident.
5
out of 5
POSTED: | BY: Hazel
Everyone should have Embrace Pet Insurance!
I have four dogs, and all are covered by Embrace insurance. It is SO helpful! The dogs seem to alternate years in which each requires more medical care than the others. I have the confidence to know I can provide them the care they need and deserve, because Embrace is reliable and easy to use!
5
out of 5
POSTED: | BY: Tony
Molly says thanks Embrace for taking care of her
Molly, our boxer has upon occasion needed care by specialists, and Embrace has been there to support us with fast service and help with vet invoices every time we have been in contact. We have a great deal of peace of mind because Embrace is there for us!!
5
out of 5
POSTED: | BY: Christina
Consistently great service during a diffcult time
My review for Embrace has been long overdue. We've had a Boxer for the last 7 years and got Embrace insurance right away. Every time we've submitted a claim, the turn around time has been quick and we've always had our claims paid for. Recently our Boxer, Judah, stopped playing, and had some eye problems. A very long story short, he was seen a couple times in the ED and began having seizures, we were given a neurology appointment the following day and an MRI showed an inoperable brain tumor. While we are devastated, we have him home with us, and the medical treatment has halted the seizures. Had we not had Embrace insurance, there is no way we could have afforded the diagnostics and emergency care he required. Now, he is stable, having a very good quality of life, and we have time to spoil him (like he wasn't already!) and love him, and enjoy the time we have left with him. I recommend this company 100% and want to thank them for their excellent service, especially during a devastating time. They've helped make it possible for us to provide the best care and loving home possible for our dog ~ Thanks
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.