5
out of 5
POSTED: | BY: N
Fast coverage
They cover everything they should without argument, and the reimbursement is fast.
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
Embrace takes the worry out of pet insurance.
My cat, who's a foodie, was losing weight and we weren't sure why. My vet examined her thoroughly and had blood work done. Embrace covered the exam and blood work costs, and I had no worries.
5
out of 5
POSTED: | BY: Maria
The best pet insurance company EVER.
Claims are reviewed and paid very quickly. Kindest staff from an insurance company ever. They must all be pet owners because they understand how much our pets mean to us. I have had many claims over the years (been a customer for about 6 years) and I highly recommend Embrace to all my friends and family!!
5
out of 5
POSTED: | BY: Judy
Great Insurance Company
Claims are easily submitted and the response is fast. This insurance gives me peace of mind knowing I have coverage for my two dogs. There are no hidden agendas. They have covered, without question, all the claims I have submitted.
5
out of 5
POSTED: | BY: Lisa
Couldn't do without Embrace for my dog Brandy
Brandy is a 12 year old Beagle, the sweetest dog ever. Last year, just after her 11th birthday her she was diagnosed with a soft tissue sarcoma of the spleen. Except for our Embrace policy, I would not have been able to afford the surgery that saved her life. I don't know exactly how much the surgery and continuing treatments have cost in the last year (close to $5000 though). Brandy is alive because of my Embrace policy and yesterday we celebrated her 12th birthday. Thanks. We feel totally Embraced!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.