5
out of 5
POSTED: | BY: Mary
I love this insurance.
Having pet insurance I don't think twice about taking Molly to the vet if she is feeling bad.
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kathy
Embrace is Peace of Mind
We purchased Embrace pet insurance when our puppy Blu was 8 weeks old with the hope that we would never have to use it for anything serious. A few weeks ago our puppy starting having serious gastrointestinal issues which caused him to be in the hospital for 3 nights. We were so thankful for the peace of mind that we had, knowing that the insurance was there for us. The claim was covered 100%, less our deductible and co-pay. What a blessing. Thank you for your wonderful customer service and product. God bless.
5
out of 5
POSTED: | BY: Emily
Highly Recommend!
Definitely the best pet insurance! We have a 8 month old Bernese Mountain Dog who has had multiple trips to the vet with GI issues and more recently fractured her paw. Safe to say we have had some hefty vet bills. However, I'm so happy I went through Embrace for pet insurance when we first got our puppy. They make the whole process very easy with no hassle. What we signed up for is exactly what they said and never give you a hard time. The process is so efficient and you are updated every step of the claim process. If you are debating whether to get pet insurance, I'd highly recommend it because you never know what can happen to your dog. I'd also definitely make sure you go with Embrace, you won't be disappointed.
5
out of 5
POSTED: | BY: Jeani
Love this Company
Gracie, our 9 year old tiny toy poodle, has had chronic eye problems. She is totally blind in her left eye and developed a cataract in her right eye. She had cataract surgery but bacteria entered the wound and caused protein development. TPA injections were administered to stop the spread of the protein. This small claim was for one of her injections but Embrace covered the bulk of her surgery and follow-up appointments. I have submitted many claims for Gracie over the years and this company is so great to work with. They are professional, kind, approachable, and really seem to care about your pet. They are like family. They are always ready to help with whatever issue there is. Every time I call, I always talk to a helpful friendly kind and professional person. I have been with this company for over 6 years and have never experienced anything but the best professional service. I wish all companies could operate as well as Embrace.
5
out of 5
POSTED: | BY: Ray
Recommended!
Recently filed two claims for my cat and the processing time took about five weeks. Some of it had to do with getting medical history from my vet and Embrace's receipt of my invoices. E-mail updates would come at regular intervals. Embrace is the only pet insurance company I've worked with so I have no other basis for comparison. Overall, the customer service staff was friendly and attentive through this process. I did receive two reimbursement checks promptly after following up on these claims with them. I understand that insurance claims, in general, normally take several weeks to process and am satisfied with the results. I wasn't in a hurry to receive the reimbursement. Would recommend Embrace to other animal guardians.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.