1
out of 5
POSTED: | BY: Janice
A joke!
Terrible claims service!
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deborah
Wonderful customer service!
My dog was having seizures and required an MRI and spinal tap to determine the cause. Embrace pre-approved the procedures and once the diagnosis was made, I received a check from Embrace very quickly. I found that medication costs were quickly reimbursed as well. The customer service is exceptional. The representatives are courteous and attentive. So happy I have this insurance.
5
out of 5
POSTED: | BY: glenn
Brilliant
we have had Embrace for over 5 years now for Josie our working English Cocker. In all this time we have never had any problem dealing with Embrace. All claims were queued up in a very timely manner and resolved just as quickly.I originally got the insurance for my piece of mind but shortly came to appreciate the value of pet insurance; I do not have to make a decision to put dollars ahead of Josie's health.
As an aside; they are probably the most user friendly insurance company I have ever dealt with, great people with a passion for what they do.
5
out of 5
POSTED: | BY: Betty
Dental
Embrace is great! I have 4 dogs and have had all good experiences!!!! I have recommended Embrace to friends and colleagues.
5
out of 5
POSTED: | BY: Leonard
Great service with no hassle
We have had Embrace for approximately 5 weeks for our new Golden Retriever puppy. We have taken her to the Vet twice for wellness exams and both claims have been processed immediately. Moreover, the staff is proactive in communication to ensure that we are taking advantage of the benefits they offer. We could not be more pleased.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.