Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Fred &

Awesome company!

Great coverage,excellent customer service and timely reimbursements.We chose Embrace because it was recommended by the breeder from whom we purchased our Bulldog.So far we have no regrets.
5

out of 5

POSTED: | BY: Chrisy Cowan

Great Experience

I have had a great experience with Embrace. It is good to know if anything happens with my pets they will be taken care of and not worry it wasn't in the budget. When I have had a claim Embrace has paid in a very timely manner. Everyone should consider using Embrace Insurance for their pets .
5

out of 5

POSTED: | BY: John Musella

A Must Have!!

Have my 2 8yr old Egyptian Mau Brothers, on the Embrace Insurance plan. I am very happy with Embrace, they are very friendly and prompt when a claim is submitted. They even direct deposit any monies back to you to your banking account. ITS A GREAT PIECE OF MIND!! My Boys are the world to me!! Thank You Embrace for being there!!
5

out of 5

POSTED: | BY: Jeff and

Quick and Reliable Customer Service!!!!

So grateful we got Embrace Insurance for our dogs when we did. The team at Embrace answer any question you have promptly. We appreciate the fact that checks are mailed out as soon as it gets approved. Our dog has a condition that requires lots of check ups. Thank you Embrace!!
5

out of 5

POSTED: | BY: Pam

Thank You!!

Thank you! What a relief to receive reimbursementand in a very short time!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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