Embrace | Pet Insurance Review

Embrace has been extremely helpful with all claims and has paid fairly and promptly. My only regret is that I did not select a higher limit when I enrolled my dog -- so I would suggest pet parents to go for the $10,000 or more figure because if you try to change it later, they have to write the policy all over again and if your pet has had any vet bills - in my case it was for diarrhea -- it was considered a pre-existing condition and not covered. So my pup has to go for a year w/o any diarrhea claims in order to have it re-evaluated and then I can increase my limits. So get higher limits. My other suggestion is that they cover laparoscopic neuters. In my case my pup was cryptorchid and I had to neuter him at 21 mos. I would not have otherwise, and it was a condition that was causing him abdominal upsets, yet because it was a neuter, it was only covered as part of the wellness rider, which covers a lot of other things as well, i.e.shots. I chose the $200 wellness add-on and basically got what was left of the $200 for a surgical procedure that cost over $1000. Otherwise it is a very good company and I would highly recommend it.

wish I had known about Embrace Pet Insurance before this. With a small company that is not a corporate giant really gets bonus points with me. Having the ability to go to any vet, anywhere, no networks, this insurance is better than my own healthcare. If I had know about it, we could have saved thousands, yes thousands, on my mother in law's dogs care. Bandit was allergic to almost everything and allergy testing is very expensive. Embrace would have covered it all. I also really love every the fact that before you buy you can have a free medical history review, so if there is a pre-existing condition that won't be covered you know up front.

We had only made two premium payments & our little guy developed pancreatitis. The vet bill was over $1200.00 Since this was the first time we purchased pet insurance we just knew the company was going to figure a way to weasel out of paying the claim. But that most certainly was NOT the case. The claim was paid and we could not be happier with Embrace.Thank you for your integrity and Cooper thanks you too. 🐾

This is by far the best pet insurance I have ever had. They are so professional, helpful, and incredibly prompt in their response to questions. The claims process is easy and resolved in just a few days.

I would recommend this pet insurance because it is easy to file claims, they cover what they say they will and they complete claims quickly!