Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Connie

Great Service

I am new to having pet insurance. I adopted 3 kittens that were rescued from a friend's yard. Having had large vet bills in the past, I knew it was time to try insurance. I did a lot of research and Embrace was by far the lest expensive for more coverage. I had them neutered and spayed and submitted a claim. It was easy and quick. Embrace reimbursed me for the total amount within 10 days of submitting the claim. I would highly recommend Embrace Pet Insurance.
5

out of 5

POSTED: | BY: dan schultz

very satisfied

claim approved as requested, no hassle
5

out of 5

POSTED: | BY: Cynthia Haines

Surprisingly great! Highly recommend.

I was very uncertain when I signed up for this plan. The people I spoke to on the phone were very helpful, patient and understanding. So far, it has been great. Prompt and efficient! No complaints!
5

out of 5

POSTED: | BY: Rick

Great, prompt service

As hoped for the level of support and service has been outstanding. Telephone support at all levels, claim response and payment have all been prompt. Have recommended to all my dog friends.
5

out of 5

POSTED: | BY: Amina

Great insurance

Embrace has quick claim processing and great coverage and service. I definitely recommend them to anyone with a pet!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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