5
out of 5
POSTED: | BY: Elizabeth
Good service
Good service all the way around.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: gail
Thank you!!!!!!!
The best financial decision in acquiring EMBRACE for my two dogs. Quick refunds, easy paperwork filing, no hassels, and peace of mind in providing great healthcare for my two dogs.
5
out of 5
POSTED: | BY: Libia
THE BEST!!!!
I learned my lesson concerning Pet Insurance years ago with our first beloved Rottweiler! When we rescued our second, I compared insurance companies and chose to go with Embrace. What a blessing! We've been with them ever since 2002, and will never change! We've continued to adopt Rottweilers, and our last sweet baby had stomach problems his whole life. Again, Thank the Lord for Embrace! Our latest baby seems very healthy, but it's so worth it to have Embrace in our corner! I have recently added the prescription coverage to our policy, at a very reasonable price! Aside from the fantastic insurance they provide, their customer service and personable assistance is something long gone in today's world. They're wonderful - and it's clear that they LOVE ALL ANIMALS!!!! THANK YOU EMBRACE!!!!
5
out of 5
POSTED: | BY: Andrea
Reimbursement
Great and so quick turnaround. Best pet insurance ever!
1
out of 5
POSTED: | BY: Al
Terrible service
My 6 month old Chocolate Lab had to go into the vet after eating pizza dough. The claim took over 3 months to resolve, and after Embrace put several waivers that my dog was no longer covered under including several she has never been seen for due to "possible pre-existing conditions". She is 6 months old! She has no pre-existing conditions! When I called Embrace they were unhelpful and said there is nothing they can do, as long as she never goes to the vet for 12 months it will be fine. Joke of a company. Avoid.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.