Embrace | Pet Insurance Review

When we got our dog 5 years ago, we hesitated about pet insurance because I heard so many bad things about them not covering certain things or never knowing what the reimbursement would be. We had to file a claim for the first time last month when we ended up in the ER. We found out Bentley had pneumonia and then from the X-rays we found out he had an obstruction in his stomach. He had surgery the next day. I called Embrace and started the process. In less than 2 weeks, I had my reimbursement in my account. I was amazed how quickly it happened. They were so easy to work with and it was nice to know exactly how much would be refunded to us. We hope to not have to file another claim anytime soon, but we're so grateful for Embrace.

We had our 3 month old puppy got into something on a vacation in Grand Lake, CO. The vet estimated a $2,000 bill for a weekend stay and procedures. Embrace was very helpful in our questions as being new dog owners and helped us every step along the way to receive our insurance check. 10/10

As a first-time dog "mom", the cost of vet care came as a huge shock to me 8 1/2 years ago. Fortunately, my cockapoo Obie was always a healthy guy. However, as he ages, he's encountering more frequent and more expensive health issues -- like two torn acl's this past year. The cost of X-rays, blood tests and specialists would have been far beyond my means, if I hadn't made the wise decision to become an Embrace customer. The staff is unfailingly compassionate, helpful, and knowledgeable. Claims are handled promptly and communication is outstanding. The one time I had a claim denied, the explanation was clear and helped me recognize the connection between two health issues I had seen as completely unrelated. My one suggestion is that Embrace offer a discount for senior citizens on fixed incomes. Obi-wan Kenobi is not the only one in our small family getting older.

We submitted our first claim and it was processed with no issues within a week.

Embrace is a wonderful company and totally worth the cost! Every new pet owner needs to get insurance!