Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Best decision I ever made!!

After treating our yellow lab for 2.5 years for kidney failure, with no pet insurance, I knew I was going to get it for my golden as soon as I could financially afford to do so. I am so glad that I made that decision, not 2 months after the passing of my lab, my 7 year old golden was diagnosed with lymphoma. How hard that was mentally and financially, had Embrace not covered the treatment. I can not say enough about the staff at Embrace, so friendly, compassionate and helpful in working with you to get everything processed quickly. I receive my reimbursements for treatment like clockwork. This truly is the best desision I have ever made !!
5

out of 5

POSTED: | BY: Gerry

A credible resource for your pet's medical needs.

Turn around time from claim submission to proactive feedback on claim status is consistent. I am never wonder what is that status of my claim, I am never having to call to request feedback on any issues of my claim, the Embrace Staff take initiative in contacting me regarding any matters relating to my specific claim.
5

out of 5

POSTED: | BY: Jeffrey

The best

The staffs are super friendly. Specials thanks to Pete, Amanda and Brent.They are really helpful! I highly recommend this ins company to my friends who has a pet
5

out of 5

POSTED: | BY: Laurel

Love Embrace Pet Insurance

We have had Embrace Pet Insurance since our bullmastiff was a puppy. Lucky for us we have the insurance! We also bought the annual wellness care.-which we are very happy with! Our poor baby has allergies and Embrace has been a pleasure to deal with and we are so glad we have insurance!!! The medication and shots are extremely expensive and Embrace was there for us the whole step of the way and still is since this is an ongoing issue. They let you know right away that they got your Claim form and the process is very quick. I had an Insurance Agent check all Pet Insurance Companies and he told me to go with Embrace and I'm so happy we did!! If I ever have any questions they are answered by a very helpful staff and the claims are handled very quickly. Thank you Embrace-We are so glad we have insurance on our Girl-Fergie!!!!
5

out of 5

POSTED: | BY: Pamela

Everyone there was very helpful and profressional

There was a little problem with my vet getting all the information that Embrace needed but once that was accomplished everything went very smoothly. You couldn't ask for a nicer staff to help guide you through the process
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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