5
out of 5
POSTED: | BY: Lori
Response
Claims are handled immediately and are easily submitted and searchable on your account
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Laurie
Wonderful!
My dog Wallie ate some dry cat food and became extremely sick. He had blood in his stool and was vomiting. I took him directly to the local animal hospital, and after his treatment my total bill was around $1200.00 dollars. He is now doing great, but when the least expected happens it was a wonderful relief to know he had pet insurance through Embrace. I would highly recommend this insurance to anyone that is looking for good quality pet insurance.
5
out of 5
POSTED: | BY: Julie
Wellness
Submitted 2 claims and very pleased with the fast turn around in receiving my payment
5
out of 5
POSTED: | BY: Elise
Perfection! They have been there 100%!
Sadly I have found it necessary to use my insurance for 2 of my cats over the past 2 years. But Embrace removes the financial strain of your claim & allows your pet to be treated when most cases due to the high costs, your pet would need to be euthanized. Embrace is great as they handled all of my claims quickly without question! Now with receipt of a email noticethat my recent claim was just approved 11/11, & that I can now call for direct deposit rather than waiting 10 days for a check I will receive
the money in 24 to 48 hours! This company keeps on getting better!
5
out of 5
POSTED: | BY: Catherine
Simply wonderful!
Couldn't be happier with the way this company has handled the first claim for our dog. From the time I made the first call to submit our first claim, through questions as our dog went through her first medical emergency, to prompt payment, they were helpful, courteous, and efficient.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.