5
out of 5
POSTED: | BY: Elenita
Love Embrace
I love how quick they are to respond to my claims and always available to answer any questions or concerns I have.
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Stephanie
Newly Insured & Very Satisfied
I was very apprehensive about pet insurance until I read reviews, received positive vet feedback, and shopped a few vendors. I am so glad I chose Embrace. I never thought I'd use emergency care until needing it for our 6 mos. old golden who swallowed poison in our backyard. This larger claim (vet bill $375) processed seamlessly, within a very reasonable time, and the Embrace satisfied the claim in the amount I anticipated. I even had a back pile of wellness claims in addition to this emergency, and thought surely they'd reject one or the other for piling them all at once, but they did not. They kept in touch electronically during processing and approved all.
5
out of 5
POSTED: | BY: Dee
Awesome, the absolute best
Embrace has been absolutely wonderful in prompt, kind, courteous, exceptional coverage for our pets. I sleep well every night knowing that our pups are covered with Embrace. They are reliable and credible add in kind and caring. I will only have my pups insured with Embrace. Prompt and easy claim processing too!!!
1
out of 5
POSTED: | BY: Debra
Scam
They take your money on a monthly basis, but when it's time to reimburse for claims, they dig up various reasons to not pay out. They are requesting detailed Drs. notes but no where in the policy does it state that.
5
out of 5
POSTED: | BY: Ginger
Professional
I have been amazed at the ease and rapid response to my questions and claims. This company was highly recommended online by fellow Great Dane owners and I'm so glad I took their recommendation.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.