Embrace | Pet Insurance Review

I have had Embrace Pet Insurance since 2011 and I have never been disappointed by them. They process claims quickly, pay quickly, directly into my bank account and I know exactly what is covered and what is not covered. It is easy to submit claims and easy to check on the status of claims online. They even contact my vet directly, if they have any questions. They are amazing!

I can honestly say that 11/22/16 was one of the worst days I have had to experience. We do not have children so our pup Mulligan is our baby. He had a T10-13 disc rupture and needed emergency surgery. The neurologist came in to give us the quote and I honestly did not care whatever it was knowing I had Embrace! Let me tell you I was an emotional wreck seeing my poor baby in so much pain. But not having to worry about cost was a huge peace of mind. I can not say enough wonderful things about Embrace. The customer service is outstanding! They emailed me letting me know when they received the claims and how long it would take to process. As soon as they were processed I received another email letting me know they sent the direct deposit. They even emailed me a few days later to make sure everything had made it into my account. I tell everyone I talk to about Embrace and how absolutely amazing they are! I am just so grateful that through all of this I did not have to stress about finances and was able to focus on getting Mulligan better! Thank you Embrace!

Although our claim was initially determined to be not covered (the first claim rejected in 4 years of claims for 2 dogs) bc it was incorrectly thought to be illness of gums , after calling today to clarify and speaking to Jenna,claims supervisor, a new decision was rendered to cover all fees within an hour of the call !! She was extremely understanding and helpful. The only reason I didn't give a 10 rating is because illnesses related to dental and gums are not covered and frankly, the wellness account would not even cover a third of these potentially costly treatments. It should be an option as an add on at least for those who would like such coverage. (Some competitors offer this)

Although our claim was initially determined to be not covered (the first claim rejected in 4 years of claims for 2 dogs) bc it was incorrectly thought to be illness of gums , after calling today to clarify and speaking to Jenna,claims supervisor, a new decision was rendered to cover all fees within an hour of the call !! She was extremely understanding and helpful. The only reason I didn't give a 10 rating is because illnesses related to dental and gums are not covered and frankly, the wellness account would not even cover a third of these potentially costly treatments. It should be an option as an add on at least for those who would like such coverage. (Some competitors offer this)

the girls i spoke to were all so helpful and polite to me,went out of there way to make sure everything was good to go.